Personal Insurance

As a leading provider of personal insurance, InsuringAmerica offers you the independent advantage. Our agents represent many carriers to provide coverage options for home, auto, motorcycle, boat and more. InsuringAmerica agents structure a personal insurance policy that fits your needs. We can help you determine which insurance company provides the right balance of quality, service and price.

Home · Auto · Farm · Boat · Umbrella · Jewelry/Fine Arts


Homeowners insurance – Your home, is more than just a source of pride, comfort and security — it’s likely the largest investment you will ever make. A homeowner’s insurance policy protects you from damage that may affect the value of your home. A standard policy usually includes personal liability and theft coverage.


Auto insurance – If you’re looking for extraordinary service, outstanding claims assistance, and bottom line value, InsuringAmerica can find the right fit for your specific needs. As an independent agent, we can write policies for many different companies and fit you with the insurer that has the best rates for your needs. Please contact us for a free quote.


Jewelry/Fine arts – It is recommended that you insure for full replacement value for your home’s contents, including your jewelry, fine arts and collections. Difficult-to-replace items should be scheduled and a current inventory maintained to allow full recovery. We can guide you regarding appraisals, documentation and coverage.


Boat insurance – InsuringAmerica gives you access to a selection of the leading boat insurance providers to meet your insurance needs. Our selection of boat insurance options give you the tools to make the best choice for your marine coverage needs.


Personal umbrella insurance – Personal umbrella insurance is a low-cost liability coverage that provides an extra measure of security beyond the limits of your regular auto and homeowners policies. It provides additional coverage if you’re sued as a result of an accident involving your car, property, or while participating in recreational activities such as boating or golfing. A personal umbrella policy should be considered if you have any high exposure situations, such as a swimming pool, a young driver in the family, engage in sporting activities, operate personal watercraft or other high-risk recreational vehicles.