Life & Health
At InsuringAmerica, we serve individuals, families, businesses life, health plans and government-sponsored plans. We are dedicated to helping people achieve health , life and long-term care financial security. We put information and helpful resources to work for you; this allows our Agency to assist you in making better-informed decisions about your health care.
·Life · Individual or Group Health · Government sponsored Health Plans · Long Term Care·
·Medicare Supplements & Advantage Plans·
Life insurance – Life insurance may be one of the most important purchases you’ll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children’s education, protect your spouse’s retirement plans, and much more.
Health – If you’ve ever been sick or injured, you know how important it is to have full health insurance coverage. InsuringAmerica gives you peace of mind of knowing that you won’t have to worry about carrying the enormous burden of unexpected medical expenses on your own.
Long term care – The high cost of long-term care can quickly deplete your savings. Full-time nursing home care can cost $60,000 or more per year. In some regions of the country, like the Northeast, the cost may be twice that amount. Long-term care insurance pays for a wide range of services and procedures that typically aren’t covered by your medical insurance, including skilled nursing care in the event of a debilitating sickness or accident.
Medicare Supplemental Insurance – Medicare Supplement Insurance provides supplemental coverage for Medicare beneficiaries. Supplemental insurance is necessary because Medicare often covers less than the total cost of the beneficiary’s health care. After you choose your Medicare coverage, you can make changes each year during the Medicare Open Enrollment Period (OEP).Often Medicare does not cover your full medical and prescription expenses; our senior specialist is well versed in how to help you through these sometimes daunting and complex decisions.
We feel that we stand above the rest in regards to health care services not only because of the numerous products we provide, but because most other insurance companies that provide health care services are very limited in what they can offer. Most insurance providers have limited options, but InsuringAmerica has access to numerous products, and can therefore more closely meet your unique Life & Healthcare needs.